NYC net rent calculator

Advertised rent in New York rarely matches what you actually pay. Buildings quote a gross rent, then layer on free months, broker fees, amenity fees, deposits, and move-in charges — and the only number that matters is the net effective rent: your true monthly cost averaged over the whole lease.

This calculator settles all of it at once. Enter the gross rent, any free months or concession, the broker fee, and one-time move-in fees, and it returns your real monthly rent, the total cost of the lease, and how much the concession is actually worth. Use it to compare a “no fee” listing against a discounted one with a broker fee, or to check whether one free month on a 13-month lease beats a straight price cut. Results come with a shareable link, so you can send the math to a roommate or guarantor before you commit.